Mathematical Modelling | Statistical Calculus | Artificial Intelligence

Services.

We have carried out risk assessment for individual and corporate borrowers as separate engagements with one of India's leading credit rating agency. 

Banking.

Developed the analytics engine for an integrated credit loss calculation tool that will help banks increase the accuracy and efficiency of risk provisioning calculation. The analytics engine, which is served through APIs, does everything from cleaning to statistical modelling on the provided data

Credit Rating.

Built a solution that augments the long-term credit rating methodology for corporate borrowers using a machine learning algorithm optimised for the Indian capital market.  The solution significantly reduces the data and time required to arrive at a rating decision.

Merton Model on Indian Equities.

We have applied the Merton Model, with reference to KMV Model used by Moody's Analytics, on Indian publicly listed companies for ICRA Ltd.

The Team.

Akshay Bharti

Bala Sundaresan

Clients.

Testimonials.

"We interacted and worked with two bright explorers, Akshay and Bala, in the Nullpointer team on two intricate assignments. We were highly impressed by their strong technical acumen, their desire and diligence to solve complex problems, and a genuine intent to work in the best interests of customers. To any institution or professional grappling with statistical modelling, artificial intelligence or business-related mathematical problems, we would highly recommend partnering with Nullpointer."

- JITIN MAKKAR, Vice President and Head - Credit Policy, ICRA Limited